Becoming an owner: AN EXCELLENT DECISION!

Thinking of becoming a homeowner? Know that in addition to giving you many financial advantages, buying a house can improve your quality of life. Not to mention that becoming an owner provides great freedom, a strong sense of pride and peace of mind. An inestimable gain!

A well-adapted home
Being a homeowner means, first and foremost, living in a home that suits your tastes and lifestyle.

Your family is growing and you want to offer your children a backyard or a playroom in the basement? In addition to being an excellent long-term investment, buying a property will allow you to develop such spaces. Moreover, if you opt for a condominium or a plex, you will save time on maintenance in the first case, and benefit from an interesting additional income in the second.

Build capital
Paying for a house is like saving for the long term. Instead of paying rent to someone else, the mortgage payments you make each month fund your assets and allow you to build valuable equity, which you then recover when the payments are due.

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An investment that pays off!
Across Canada, real estate investment has grown significantly in value over the past decade. In Quebec, the median price of single-family homes has almost doubled over the past eight years, going from 209 500 $ in 2021 to  331 500 $ in 2024. There has therefore been an average appreciation of nearly 8% per year.

Fixed payments
Tired of rent hikes? Unlike tenants, who have to deal with these fluctuations, you can now, as a landlord, benefit from fixed payments that will protect you from possible interest rate increases, depending on the type of mortgage chosen.

A new lifestyle
Finally, give free rein to your fantasies and decorate your home without worrying about the restrictions imposed on tenants! All decoration or renovation work will benefit you directly. In addition, no one can force you to leave your accommodation, or even enter your home, for inspection or maintenance purposes.

SOURCE: CENTRIS.CA